We’re now offering another type of flexible financing to grow your business.
No Down Payment
Typically, down payments aren’t necessary. Simply pay the first payment in advance. Often, leasing can provide 100% financing.
Maximize Tax Benefits
For tax purposes, true leases can be treated as a business expense and the entire lease payment may be tax deductible. Lease purchase programs provide tax beneﬁts that mirror those for owned equipment, such as depreciation and other eligible deductions.
Control Your Cash Flow
Fixed rates and ﬂexible payment schedules allow matching payments to cash ﬂow and the proﬁts generated by the leased equipment. Lease payments can be tailored to the cash ﬂow of your business. Monthly, quarterly, semi-annual, and annual, as well as seasonal, and step up or step down payments are available.
Maintain ﬁnancial ﬂexibility and stability by preserving working capital. Leasing can provide 100% ﬁnancing, including soft costs, with no down payment required, so you can keep more cash on hand. Beneﬁt from ﬁxed rate ﬁnancing and mitigate rising rates in the future. Leasing can also help manage loan covenants and be another source of ﬁnancing.
Estate Planning Tool
Leasing can effectively help transition ownership of an asset to the next generation at the end of the lease term.
With lease ﬁnancing, you can replace equipment regularly. A planned replacement cycle ensures access to reliable, low-maintenance equipment at all times.
Examples of assets that can be leased:
Ag Production Equipment
- Tractors & Harvesters
- Fertilizer & Chemical Applicators
- Livestock Equipment
Grain, Feed, Fertilizer and Seed Storage & Handling
- Grain Storage & Handling
- Feed Mills
- Fertilizer Blending & Handling
- Seed Bins & Handling
Buildings, Bins & Storage
- On Farm Buildings
- Commodity Storage
- Controlled Atmosphere
Material Handling & Construction
- Racking & Storage
- Skid Steer Loaders
Packaging & Processing
- Processing Lines
- Packaging Equipment
- Canning & Bottling
- Autos, SUVs & Light Duty Trucks
- Medium & Heavy Duty Trucks
- OTR Tractors
- Bucket Trucks
Contact Southern AgCredit
Learn how leasing can grow your business. Talk with your local Southern AgCredit loan officer today.