If you’re considering purchasing a home, why not consider buying or building in a rural area? A country home offers a number of great benefits to you and your family.

Improve Your Life

Buy or Build Exactly What You Want

Homes in rural areas are generally not subject to strict rules about the type of home you can build or how it looks. You may have much more freedom without the burden of a Home Owners Association monitoring your property.

Proven Health Benefits

The past year has shown us that having a rural escape can be valuable to your mental health. Scientific studies prove the health benefits of vacations, and even more prove that time spent in nature is good for us. According to the Yale School of Environment, time spent in nature can “lower blood pressure and stress hormone levels, reduce nervous system arousal, enhance immune system function, increase self-esteem, reduce anxiety, and improve mood.”

Improve Your Finances

Tax Advantages of Country Vacation Homes

Because a country home is located in a rural area, you may not have access to the same kinds of tax-funded city services that you would receive when your home is located in an incorporated area. Therefore, your property tax burden may be significantly lower.

Secondly, even if your country home is your second home, you may be able to deduct the interest on the mortgage up to a limit.

Provide a Legacy

Your country home will continue to touch people after you’re gone. The home may be kept and enjoyed within your family for generations to come. Or, the property may provide much-needed funds to the people who inherit it. Either way, you will be leaving a significant legacy to your family.

Take the First Step to Owning a Country Home With Southern AgCredit

Southern AgCredit offers loans to people who are building, buying, or refinancing homes in the country. Click the button below to learn about our country home loan rates and terms. Then, complete a loan inquiry form to have a Southern AgCredit loan officer contact you.

Country Home Loans