Loans

Timber Loans

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Timber Financing Solutions

Southern AgCredit specializes in financing timberland across Mississippi and Louisiana. From purchasing timber tracts to managing forestry operations, we offer attractive financing solutions, flexible options, and local insights to support your goals of owning timberland.  

  • Our timber loans can be used to finance timber and timberland purchases, managed using a sustainable yield or short-term harvest strategy.
  • We also offer equipment loans and leases for milling, harvesting and hauling equipment needs.
  • We can finance up to 85% loan-to-value when using real estate as collateral.
  • Loan options up to 30 years (customized loan terms with repayment from monthly to annual, depending on borrower cash flow model).
  • Operating lines of credit are available for most types of forest product operations.

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Operating Lines of Credit

When it comes to agriculture, cash flow is king! Make sure youโ€™re prepared for anything with a Southern AgCredit Operating Line of Credit that fits the way you do business. Our solutions for operating needs are customized which is why we give you a choice of operating loans to purchase inputs and pay expenses. Our operating loans are designed to fit the way you produce and market. Our lending experts can help you find the right operating loan for you.

Flexible Terms & Payment Options

Operating loans are short-term loans used to finance daily business operations. You can access your loan funds 7 days a week, 24 hours a day. Funds may also be withdrawn online, by phone, and by visiting one of our offices. Variable, fixed, and adjustable interest rates are available to allow you the flexibility to manage interest rate risk. Weโ€™ll develop a plan and maturity that fits your cash flow and production cycle.

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Crops Market Snapshot

Data Provided by Barchart.com
As of 10/15/26/ 10:07 PM
Corn
Dec-2026478-6+0-6
Mar-2027491-2+0-2
May-2027498-0unch
Soybeans
Nov-20261263-0unch
Jan-20271278-2+0-4
Mar-20271287-0+0-6
Wheat
Dec-2026668-2-1-6
Mar-2027682-4-1-6
May-2027688-4-1-4
Rice
Nov-202617.275+0.020
Jan-202717.715+0.015
Mar-202718.035s-0.005
Aerial view of stream flowing through dense forest

Stories

Molpus Woodlands Group LLC

Hunting Dog

Enjoy a sustainable timber yield with a loan from Southern AgCredit.