Crop Insurance

Crop Hail

Crop Hail (CH) insurance protects against damage due to hail and/or fire. CH can be used in conjunction with MPCI or other comprehensive coverages to reduce the MPCI deductible and offer coverage up to the crop’s actual cash worth. Since coverage is given acre-by-acre, damage to one portion of a farm may be covered even while the other portion of the property is unharmed.

Actual Production History

Actual Production History (APH) insurance protects against losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects and disease. The producer selects both the amount of average yield and the percent of the predicted price to insure based on the crop price established annually by RMA.

Yield Protection

Yield Protection (YP) insurance covers for loss of production below a predetermined production guarantee. Insures producers in the same way as APH, except a projected price is used to determine insurance coverage.

Revenue Protection

Revenue Protection (RP) insurance protects against lower yields, lower prices, or a combination of both. This plan is a comprehensive protection with a specific dollar amount guarantee that covers weather-related causes of loss, certain other unavoidable perils, and price fluctuations.

Area Risk Production

Area Risk Protection (ARPI) insurance provides protection against widespread loss of revenue and yield due to a county-level production loss. Individual farm revenues and yields are not considered under ARPI, and it is possible that your individual farm may experience reduced revenue or reduced yield and not receive an indemnity under ARPI.