Equipment Loans
Loan Features
Rural life and equipment go hand in hand. From tractors and other utility vehicles to specialty equipment, Southern AgCredit can finance virtually all of your equipment needs, large or small, with flexible, affordable farm equipment loans.
- We can finance up to 100% loan to purchase price, depending on total collateral offered
- Repayment options of monthly, quarterly, semi-annually, or annual depending on the applicant’s income stream.
- Terms from one to seven years, depending on age and condition of equipment
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While you can finance virtually any equipment that you need for your farm, some common equipment items are listed below.
General Farm & Ranch Equipment Loans
Finance essential, multipurpose farming equipment with new and used tractor loans, such as:
- Compact Utility Tractors
- Row Crop Tractors
- Earth Moving Tractors
- Sprayers
- Excavators & Backhoes
- Loaders
- Water Trucks
- Equipment Trailers
- Generators
- Work Platforms
- 4x4s and ATVs
Harvesting Equipment Loans
- Swathers and wind-rowers
- Harvesting combines
- Forage harvesters and blowers
Irrigation Equipment Loans
Reduce the number of your annual irrigation events and save money with an updated irrigation system. Application will be easier and your row crop operation more efficient. The latest irrigation systems include scheduling tools and soil moisture sensors. Equipment loans for irrigation equipment cover everything you need, including:
- Computerized hole selection management systems such as Pipe Planner
- Pipes
- Pumps
- Moisture sensors
- Surge valves
- Multiple Inlet Rice Irrigation (MIRI) systems
Hay & Straw
- Balers
- Disc Mowers
- Wheel Rakes
- Mergers
Tilling/Planting
Time is of the essence when you need to seed a large area. Newer planting equipment is fast, precise, and allows you to fertilize as you go. Our equipment loans cover industrial planting and seeding equipment, including:
- Tillers
- Seeders
- Planters
- Air drills
- Air Carts
- Application Equipment
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Carson Smyly
