Country Home Loans
The Best Rates in the Country
Southern AgCredit offers country home loans and country homesite loans. Whether you’re purchasing land, building a home, or renovating a rural property, we have financing options to fit your needs and bring your vision to life.
- Country and Rural Home Loans
- Attractive interest rate products
- Flexible terms
- Traditional and unique home financing
- Rate can be locked in before closing
- Locally serviced – our mortgage loans are retained on our own books and not sold into the secondary mortgage market
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Homesite Loans
If you’ve found the perfect property for your dream home, but you’re not quite ready to build, a homesite loan from Southern AgCredit is a great, flexible first step.
- Homesite loans with terms up to 15 years
- Residential and agriculturally zoned properties are eligible if outside the city limits
- Refinancing is available
- When you’re ready to build, we can help you transition to an all-in-one construction loan
Construction Home Loans
Finance the construction of a home on your existing rural property.
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