Row Crop Loans
Row Crop Loan Features
We finance both irrigated and dry-land crop operations. Our real estate loans, equipment loans, and operating lines of credit can help you begin, grow, and expand your operation.
Crop loans should normally repay (or project to repay):
- All operating expense disbursements
- Accrued interest expense
- Normal depreciation
- Any capital debt repayment requirements
- Provide some margin for contingencies
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Operating Lines of Credit
When it comes to agriculture, cash flow is king! Make sure you’re prepared for anything with a Southern AgCredit Operating Line of Credit. An operating line of credit is customized to the way you do business. Our lending experts can help you find the right operating loans for you to cover your expenses.
Operating lines of credit loans can be used for any operating expenses, such as:
- Lease/rent
- Land preparation
- Cultivation
- Planting
- Irrigation
- Harvesting
- Marketing
- Taxes
- Insurance
Flexible Terms & Payment Options
Operating loans are short-term loans you may use to finance daily business operations. You can access your loan funds 7 days a week, 24 hours a day with Ag Banking Online. You may withdraw your funds online, by phone, or by visiting one of our offices. We’ll develop a plan and maturity that fits your cash flow and production cycle.
Loan Calculator
Crops Market Snapshot
| Corn | ||
| Dec-2026 | 478-0s | -2-6 |
| Mar-2027 | 491-0s | -3-2 |
| May-2027 | 498-0s | -3-6 |
| Soybeans | ||
| Nov-2026 | 1263-0s | -14-2 |
| Jan-2027 | 1277-6s | -14-2 |
| Mar-2027 | 1286-2s | -13-6 |
| Wheat | ||
| Dec-2026 | 670-0s | -3-2 |
| Mar-2027 | 684-2s | -2-2 |
| May-2027 | 690-0s | -1-6 |
| Rice | ||
| Nov-2026 | 17.255s | -0.010 |
| Jan-2027 | 17.700s | -0.015 |
| Mar-2027 | 18.035s | -0.005 |
Stories
Oliver Farms
