P.O. Box 321474
Flowood, MS 39232-1474
132 Riverview Drive, Suite C
Flowood, MS 39232-8908
Phone: 601-355-8500
FAX: 601-355-8811
Email: smsflowood@farmcreditbank.com
Serving Claiborne, Hinds, Madison, Rankin,
Simpson, Warren and Yazoo
Counties
Office Hours: Monday-Friday, 8:00 AM-4:30 PM

Joe Hayman - Chief Executive Officer
Phillip Morgan - Chief Financial Officer
Ted Murkerson - Chief Credit Officer
Ben Elliott - Chief Operations Officer
Ken Hobart- Chief Appraiser
Gail Giebitz - Treasurer
Deborah Lutts - Assistant Controller
Bonnie Michael - Executive Assistant
Don Barlow - Senior VP/General Counsel
Colleen Eljuri - Director/Loan Operations
Troy Peters - Credit Analyst
Nic Minyard- Credit Analyst
Shera Sivley - Credit Analyst
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